Do cognitive biases call for regulation to limit the use of credit? We incorporate over-optimistic and rational borrowers into an incomplete markets model with consumer b[...]

Supplemental material for peer-reviewed article published in European Economic Review. Paper published online January, 2026. When citing this dataset, please also cite th[...]

We examine the impact of physical distance, language, and religion on Law of One Price (LOP) deviations across interwar Canadian and modern Nigerian cities. The data comp[...]

Gross domestic product (GDP) per adult in Canada fluctuated between 70 and 90 percent of that of the United States between 1960 and 2020. Behind this gap lie large differ[...]

This paper develops an agent‐based model to quantify the impact of COVID‐19 on household debt and savings. To build a representative cross‐section of households that vary[...]

The data and programs replicate tables and figures from "The heterogeneous effects of COVID-19 on Canadian household consumption, debt and savings", by MacGee, Pugh and S[...]

This package contains the data, programs and instructions to replicate manuscript "Consumer Credit with Over-Optimistic Borrowers" by Florian Exler, Igor Livshits, James [...]

Demographic projections show the majority of OECD economies will see declines in their working-age populations in the coming decades. This is potentially problematic, sin[...]